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Positive Money


Positive Money is a movement to democratise money and banking so that it works for society and not against it. They promote a better understanding of the connections between our current debt-based money system and big social, economic and environmental challenges that we’re facing today.


Positive Money states that these problems cannot be easily fixed without re-thinking how the current money system works, and how to redesign it.


The organisation is working with MPs, think tanks, charities, academics and unions to promote this change. Positive Money shows people the role of banks in creating the money supply through the accounting process they use when they make loans - an aspect of banking that is often poorly understood.


They are campaigning for the power to create money to be used in the public interest, in a democratic, transparent and accountable way, rather than by the same banks that caused the financial crisis.


Positive Money pleads for the introduction of a new money system based on the following six principles:

1. Remove the power of banks to create money.

2. Return that power to a transparent and accountable process.

3. Create money free of debt.

4. Create money only when inflation is low and stable.

5. Make sure that new money goes into the real economy instead of into the financial markets.

6. Give us control and transparency over how our money is invested.


Positive Money unravels the mechanisms behind money and shows the influence money has in relation to debt, house prices, taxes, democracy, environment, unemployment, inflation, poverty and inequality.  In order to make the money system transparent Positive Money has published numerous short videos on their website. For more info:


Last update: September 2015




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Type of initiative Knowledge/advice organization, Action/campaign organization, Information/network organization
Field of work Financial services, Knowledge and information, Other (specify): financial education, campaigning, research
Date of commencement 2010
Founder(s) Ben Dyson
Legal form not-for-profit research and campaign group
Continent Europe
Country United Kingdom
City London
One or several keywords that describe your initiative Positive Money, banking, monetary system, money system, alternative currencies, money free of debt, understanding the money system, redesigning money
Publications Books, publications, newsletters, videos
More information

Contact person(s)

Ben Dyson


Contact information

Name Positive Money
Address 212 Davina House
Zip/postal code EC1V 7ET
Place London
State/province London
Country United Kingdom
Phone +44 (0)207 253 3235



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